Credit Repair & Debt Management

How it works

Step 1: Initial Assessment

We start by reviewing your credit transaction and identifying any unauthorized charges or accounts you didn't open

Step 2: Gathering Evidence

You’ll need to provide documentation, such as statements showing fraudulent transactions and any communications with your credit card issuer.

Step 3: Investigation Report

This detailed report concentrates all of our investigation findings in one place, along with a suggested action plan for rectifying the situation caused by the fraudulent activity under your credit contracts.

Step 4: Disputing Charges

Our Credit Repair professionals will help you formally dispute the unauthorized charges with your credit card company. This involves submitting a dispute letter along with evidence.

Step 5: Working with Credit Bureaus

We may also contact credit bureaus to report fraud and request corrections to any negative impacts resulting from it.

Step 6: Monitoring Progress

Throughout the process, we monitor updates from the credit card company and credit bureaus, ensuring your disputes are handled.

Step 7: Follow-up

If necessary, we follow up to ensure that the investigations are completed in a timely manner.

Step 8: Restoring Credit

Once the fraudulent charges are resolved, we help you check your credit activity for accuracy and ensure that your credit standing is restored.

Step 9: Prevention Advice

We may provide tips on protecting your funds in the future, such as asking your credit company and bank to set up alerts for unusual activity.

This process can help mitigate the damage caused by fraud and restore your credit standing. If you have more questions or need details on a specific part, please contact us.

What are Credit Repair Services:

Credit Repair Services check the accuracy of your records and employ various strategies to enhance your credit score. These services include addressing overdue payments, resolving court judgments, fixing serious credit issues, clarifying mixed-up files, and investigating fraud. Additionally, the services include debt management support, including negotiating and settling debts and establishing debt agreements. When it comes to Payback, Credit Fraud Investigation is our specialty.

What is Credit Fraud Investigation

Investigating fraud involves examining any unauthorized Fraudulent transactions inquiries or applications on your credit card. Credit Repair Care will analyze your records to identify suspicious activities, gather evidence, and challenge fraudulent entries with credit bureaus. The goal is to ensure your credit records accurately reflect your financial history, ultimately protecting your credit standing from the impact of these inaccuracies.

How Credit Repair Services assist with cases of Credit Card Fraud

Credit Repair Services can assist by investigating unauthorized charges and fraudulent use of your credit card. We help gather evidence, dispute fraudulent transactions with credit card companies, and work to remove any negative impacts on your credit standing. Additionally, we guide you in filing reports with relevant authorities.

List of all our Credit Repair & Debt Management Services

• Investigating Fraudulent Enquiries or Applications under Credit Contracts
• Clarifying Cross References and Unauthorized Transactions
• Engaging in Debt Negotiation
• Facilitating Debt Settlement
• Resolving Ombudsman's Judgments and Credit Bureaus's Writs

General note regarding our Australian license:
Money Back’s services to Australian clients involve debt management assistance, Credit Activities and guidance to exercise their rights for protection from fraud concerning relevant fraudulent transactions.

We are licensed to provide these services under our Australian Credit License: 532450 and Australian Financial Complaints Authority: 109819
Australian Company Number: 678842236