Thank you for choosing the Payback Scam Detector (the "Extension"). This Privacy Policy explains how we collect, use, and protect your information when you use our Extension. By installing and using the Extension, you agree to the terms of this Privacy Policy.


1. Information We Collect

1.1 URL Data

When you open a website, the Extension grabs the current page URL and sends it to the Payback API to check if the site is in our database of scam companies (blacklist). This URL data is sent securely and is only used for the purpose of determining whether the site is flagged as fraudulent. We do not store or share this information beyond this functionality

1.2 User Interaction Data

If a user interacts with the Extension (e.g., clicks the Extension icon), the Extension may display a pop-up message and provide links to additional resources on the Payback website. No personal data is collected or stored during this process.

1.3 Diagnostic Data

We may collect anonymized diagnostic and usage data to improve the Extension’s functionality and performance. This may include error reports and performance metrics but does not include personally identifiable information (PII).

2. How We Use Your Information

2.1 Blacklist Verification

The Extension uses the Payback API to verify whether a site is in our blacklist database.

2.2 Real-Time Warnings

If the site is on the blacklist, the Extension will display a pop-up warning with a link to the Payback website page that provides a detailed description of the flagged scam site. For example:
"https://payback.com/black-list-review/211/".

2.3 User Notifications

If the site is not found in the database and the user clicks the Extension icon, a pop-up will display a custom message along with a link to the whistleblowing form on the Payback website:
"https://payback.com/whistleblowing/".

2.4 Improvement of Services

Diagnostic data helps us enhance the performance and effectiveness of the Extension.

3. Information Sharing

We do not sell, trade, or share your personal information with third parties. URL data is transmitted securely to the Payback API solely for blacklist verification purposes and is not stored or shared for any other use.

4. Cookie Policy

The Extension does not use cookies or collect any cookie data from users.

5. Data Security

We implement robust security measures to protect your information, including encryption and secure API connections. While we strive to safeguard your data, no method of transmission or storage is entirely secure, and we cannot guarantee absolute security.

6. Your Choices

6.1 Uninstall

You can uninstall the Extension at any time by following the standard removal process in your Chrome browser.

7. Children’s Privacy

The Extension is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child, we will delete it immediately.

8. Compliance with Google Requirements

The Extension complies with Google’s Chrome Web Store Listing Requirements. This includes adhering to transparency and user data handling practices.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. Any updates will be posted on this page with a revised "Effective Date." We encourage you to review this Privacy Policy periodically.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or the Extension, please contact us at:
Website: https://payback.com/
Support: [email protected]
By using the Extension, you acknowledge that you have read and understood this Privacy Policy.